All registered private passenger autos are mandated by NJ State law to maintain NJ auto liability insurance, N.J.S.A. 39:6A et seq. Personal New Jersey auto insurance coverage may be obtained on a voluntary basis or through the New Jersey Personal Automobile Insurance Plan. Rate Filing Requirement - N.J.A.C. 11:3-16 Eligible Persons Regulation - N.J.A.C. 11:3-34 Standard/Nonstandard Regulation - N.J.A.C. 11:3-19 Underwriting Guidelines - N.J.A.C. 11:3-35
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