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To obtain the best rates you need continuous coverage and have your complete driving history, you could visit the NJ Motor Vehicle Commission near you or
order your NJ DMV Drivers abstract for the past 5 years here for a small fee and review your NJ Driver License history.
Whether or not you carried coverage continuously over the past several years will affect your ability to get cheap car insurance quotes in New Jersey. That's because the auto insurance companies assume is that you've either been driving without coverage which is really bad or had your policy canceled by the your previous insurance company. In fact, if you were canceled for not paying your premium that was expected by your NJ car insurance company you may have to go through the NJ PAIP (New Jersey Personal Automobile Insurance Plan). This is also known as the NJ high risk or NJ assigned risk car insurance program. If this is the case and or you have been declined or denied coverage elsewhere go to http://www.njpaip.com/ for help and quotes.

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